Terms & Conditions

NAVGRAHA.ai (navgrahaai.com) By using the site you agree to these terms, the Privacy Policy, Refund Policy and Disclaimer. If you disagree, stop using the site.

We provide these digital services with Vedic calculation and AI interpretation. Prices are shown before purchase and may change:

• Free birth kundli
• Premium kundli report — current offer ₹11
• Var-vadhu kundli matching — current fee ₹51
• Kundli chat — first question free per kundli, then ₹5 per question
• Problem cards — current offer ₹11 per card
• Dosh remedies (in kundli report) — current offer ₹11
• Hindi calendar / panchang — free
• Pandit ji consultation — current fee ₹1,100

Shown prices may include applicable taxes. Final amount due appears on the payment screen.

• Provide correct birth date, time and place. Wrong input can change the chart and predictions.
• Enter another person's birth details (e.g. matching) only with permission.
• Payment for paid services must be made by someone 18 years or older.
• Use the service only for lawful personal guidance.
• Do not hack, scrape, spam, automate abuse or misuse others' data.
• Do not sell or mass-distribute reports or content without permission.

Most services do not require an account. Some history may stay in your device local storage. Clear browser data after use on shared computers.

• Payments go through gateways such as Razorpay. We do not store card/UPI details.
• After a digital item is prepared/shown, refunds are generally not available — see the Refund Policy.
• Report failed or double charges with the payment ID.

Site design, logo, articles and report layout belong to NAVGRAHA.ai or its licensors. You may save your own kundli for personal use. Copying content for commercial trade is not allowed.

Predictions and chat answers are guidance, not guarantees. This is not a substitute for medical, legal, financial or psychological advice. Read detailed limits in the Disclaimer.

We aim to keep the site running continuously, but maintenance, network or third-party faults may interrupt service. No specific uptime is guaranteed.

Where the law allows, NAVGRAHA.ai is not liable for indirect, incidental or consequential loss. In any dispute our total liability may be limited to the amount you paid for that service. Your statutory rights under the Consumer Protection Act are not affected where mandatory.

These terms are governed by the laws of India, including the Information Technology Act, 2000 and the Consumer Protection Act. Disputes fall under the jurisdiction of competent courts in India.

Terms will be updated on this page. Continuing to use the service means you accept the revised terms.